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Legacy Planning: The Ultimate Gift

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What Is a TOD Beneficiary?

The primary advantage of naming TOD beneficiaries for your accounts is that it can make the inheritance process much simpler, faster and less expensive.
07/11/22 • by: Law Office of Michelle Adams
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What Common Mistakes are Made with Living Trusts?

Of course, just because you have a living trust doesn't mean you're all set. Here are a few of the most common mistakes people make with their living trusts.
07/11/22 • by: Law Office of Michelle Adams
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What Happens to Investment Accounts when Someone Dies?

What investment powers does a personal representative in a probate or a trustee in a trust administration have to manage the decedent’s assets?
07/11/22 • by: Law Office of Michelle Adams
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Do You Want to Be an Executor?

Only you know your capacity and willingness to serve, or the degree of need expressed by the person asking you. However, it should help to know first that if you do decide to accept, there can be help out there and second there are standard procedures and practices you can follow.
07/11/22 • by: Law Office of Michelle Adams
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How Do Special Needs Trusts Work?

Special needs trusts can help fund quality-of-life improvements for the beneficiary, such as a phone, a trip or a private room in a group care facility.
07/11/22 • by: Law Office of Michelle Adams
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What If My Spouse Doesn’t Use Long-Term Care Insurance?

Long-term care insurance helps pay for healthcare costs that aren’t covered by Medicare or conventional health policies.
06/28/22 • by: Law Office of Michelle Adams
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How Do I Pick a Life Insurance Beneficiary?

Choosing a beneficiary can be very simple, yet very important in any account that requires it.
06/28/22 • by: Law Office of Michelle Adams
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What Is the Best Way to Leave Money to Children?

Providing for future generations shouldn’t be (overly) taxing. To manage taxes as you pass down your assets, look into UTMAs, 529s, child IRAs and trusts.
06/15/22 • by: Law Office of Michelle Adams
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What are Benefits of Putting Money into a Trust?

Grantor retained annuity trusts, intentionally defective grantor trusts, spousal lifetime access trusts, oh my! If you overhear two estate planning attorneys at a coffee shop, it would not be unreasonable to think that all clients have estate plans filled with trusts.
06/15/22 • by: Law Office of Michelle Adams
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What Happens Financially when a Spouse Dies?

When you lose your mate, you lose so much—your best friend, your equilibrium and your future together. Just when you’re at your lowest, it hits you: You could lose a lot of money, too.
06/15/22 • by: Law Office of Michelle Adams
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